That all depends on who you ask.
这个问题的答案取决于你问谁.
But that all depends on the terms of the loan.
贷款费用全取决于贷款时定下的条件.
But that all depends on how the banks value their assets for the auction.
不过这一切都取决于银行如何在拍卖中为其资产定价.
这一切都取决于
不过,
That all denpends
这句话也有单独就这么说的: 即:这就要看天意了. 也很常用的口语.